The review for this task
Can an AI assistant be your personal financial advisor?
Overall ranking · household money, total score out of 100
Overall ranking: ChatGPT dots leads; the other three are within 3 points
One dot per assistant: the average of six job scores, each the share of 12 first answers that passed.
1dots84.7Best
2Grok Bot76.4
3Instinct73.6
4Muse73.6
Score out of 1000255075100
Could swap: small changes to the scoring reorder these places.
- Grok Bot, Instinct and Muse are within 2.8 points; a different call on two or three borderline answers could reorder them.
- Plans differ: ChatGPT Pro, X Premium, Meta’s free plan for Muse; Instinct shows no plan.
- Red marks the best result on each measure; ties are marked equally.
72 first answers per assistant · tested 20–21 Oct 2026analyst.ai
Yes, for everyday money questions: what you are worth, what your savings earn and what to set aside each month. Every assistant got 279 to 290 of about 300 required figures right; ChatGPT dots answered 61 of 72 questions completely and leads at 84.7.